Many Canadians have some amount of debt in their lives. Often, it’s an amount that can be managed or paid off in a short amount of time. But it’s when the amount of debt becomes a source of stress that it’s important to make a plan to deal with it.
The resources below will help you take the necessary steps to deal with debt. These include action-planning resources, making a list of what you owe, and budgeting worksheets. The worksheets will also encourage you to stay in touch with your personal values, which ultimately guide our money management habits. Finally, we describe options for who to talk to if the debt is too much to manage on your own.